Job Title: Home Loan Officer

Job Location: OR - Eugene
Job Description:

The Home Loan Officer is responsible for performing a vital part of the early data-
gathering and validation process required for all new mortgage loan applications, and 
must also possess the appropriate knowledge and experience necessary to ask the 
borrower for additional information when appropriate. Responsible for understanding 
and offering all product types offered by the home loan department, including but not 
limited to conforming mortgages, home equity loans, land loans and manufactured 
home loans. Interviews members in person, by telephone, and over the Internet in 
order to determine the best product and pricing to meet the memberís needs. The 
Loan Officer has the authority to accept, review and prepare loan applications for 
approval or denial by the designated underwriter. Confirms all validated loan 
information is accurately inputted into the Loan Officer Workbench, and ensures 
rates and guidelines surrounding each loan comply with credit union policy and 
investor guidelines. Provides member assistance concerning Red Canoe Credit 
Union services and policies with emphasis on loans and financial counseling. BASIC 
REQUIREMENTS: Must be bondable. Have the ability to handle the urgencies and 
complexities commensurate with the position, arriving at constructive solutions and 
maintaining positive relationships. Must be registered in the Nationwide Mortgage 
Licensing System & Registry (NMLS) as a condition of obtaining and/or maintaining 
position as a Mortgage Loan Originator (MLO). Must possess a competitiveness to 
make loans and be friendly and outgoing. MINIMUM QUALIFICATIONS: Minimum of 
6 months Mortgage Loan Officer experience preferred .High school diploma or 
equivalent .Demonstrated computer/PC & keyboarding skills; plus, calculator and 
other office machines proficiency .Ability to read English by sight; and, both speak 
and write English .Ability to hear by telephone and in person. 

Other Job Information

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